Guardian Of Wellness: Your Comprehensive Guide To Preventive Healthcare In India
The human journey from the Stone Age to the Digital Age reflects progress at a cost. While we’ve conquered predators, obesity now poses a significant threat. The pursuit of money has led to stress and unhealthy lifestyles, contributing to new illnesses. In these times, one’s health is the most crucial asset. Proactive measures like preventive health check-ups can help combat health issues, while individual health insurance provides financial security in medical emergencies. *
Significant Elements of India’s Preventive Healthcare System
Increasing Costs Of Healthcare
The gap between India’s wealthy and impoverished is widening daily. Over time, there has been a consistent rise linked to medical inflation alongside it. As a result, The middle and lower middle classes find it challenging to access timely and quality healthcare. Taking preventive healthcare measures in such a situation will undoubtedly assist in preventing certain diseases and protecting oneself from the financial burden of treating those diseases. This can assist you in protecting your finances and offering health insurance benefits in the event of medical emergencies, along with having a comprehensive health insurance policy. *
Health Examinations Are Essential
Regular health examinations enable early identification and diagnosis of serious illnesses, allowing prompt action to minimise harm. Sometimes, these check-ups can help prevent conditions, making them especially advisable as the body ages.
Packages For Preventive Healthcare
Many different preventive test plans are on the market, ranging from comprehensive to targeted. Several well-liked bundles are listed below:
- Complete physical examination
- Heart-related examination
- Kidney-related examination
- Plan focused on women
- Plan tailored to the needs of the child
- Plan for senior citizens
- Examination for Obesity
Plans For Health Insurance
Certain health insurance companies also offer the programmes above as part of their packages, either for free or at a reduced cost. Individual health insurance plans, for instance, may provide complimentary examinations provided no claims are filed for three years. They are offered as extras by certain insurers for individual health insurance policies.
One must make an informed decision because this feature has terms and conditions. Additionally, you can choose to have health examinations without being covered by insurance. Claims are subject to terms and conditions set forth under the health insurance policy. *
Tax Deductions On Income
A tax benefit of Rs. 5000 is available to you for the amount you spend on health insurance examinations. This benefit also applies if you pay for your spouse’s and kids’ medical examinations. Please note that this deduction will fall within the overall allowed deduction amount under Section 80 D of the Income Tax Act. **
The way we live now has changed the way we eat and sleep. This has altered how our bodies work. It has occasionally also increased our susceptibility to illness. You must have a health check-up if you have changed your lifestyle (e.g., moved to a new city, stopped exercising, or had irregular working hours) or if you feel like something about your body doesn’t feel right. Make yearly physicals a ritual to stay ahead of life-threatening illnesses. Download the “Caringly Yours Insurance App” from Bajaj Allianz GIC and manage your policy on the go.
Get insured anytime, anywhere! Check out Bajaj Allianz General Insurance website to learn more and download the app now.
*Standard T&C Apply
** Tax benefit is subject to change in prevalent tax laws
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
